Critical Illness Cover (CIC) is similar to Life Assurance but it pays out on diagnoses of certain illnesses as opposed to only paying out on death.

The good news is serious illnesses may not prove fatal due to medical advances over the years. However, they can still have a major impact on your life especially if you have credit commitments.

Critical Illness cover pays a lump sum on diagnosis with a qualifying critical illness. A lump sum payment towards the mortgage eases financial worries during the traumatic times.

Unfortunately, none of us know when a serious illness may strike. The only thing we can do is make sure that we protect ourselves and our family.