Expats and Foreign Nationals

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With the UK housing market remaining buoyant, purchasing an investment property in the UK can often make financial sense. We can help expats and foreign nationals to purchase a property in England, Wales and Scotland. Or remortgage their current UK property, perhaps to secure a better rate or release some equity.

Expat and foreign national mortgages are the same as standard mortgage products, however, some lenders may charge a higher interest rate and fee due to them being perceived as higher risk. Only a select number of specialist lenders offer these type of mortgages as the process of verifying your income can be more complicated, particularly if you do not hold a UK bank account.

Our experienced team will be able to identify which lenders to approach to secure the best deal. Factors which can help to support your application include working for a multinational company.

A Buy to Let mortgage will be secured against your property.

The Financial Conduct Authority does not regulate some forms of Buy to Let mortgages